The Top Gold & Silver IRA Companies Reviews guide
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Gold is an excellent investment option, especially for those looking to diversify their portfolio and protect against inflation. Gold has been highly sought after throughout history, and its value continues to rise over time despite market fluctuations.
Investing in gold can be done through various means such as buying physical Gold, ETFs, or investing in gold mining stocks. However, one of the most popular ways to invest in gold is through a gold investment company.
A gold investment company allows investors to buy into professionally managed funds that specialize in investing in various forms of physical bullion and/or mining stocks. These companies offer investors access to a wide range of gold investments, allowing them to diversify their portfolios and hedge against inflation.
Gold investment companies typically charge management fees and commissions, so it is important to do your research before investing with a particular company.
For this, I have created this Gold & Silver IRA Companies Reviews guide to help you choose the right company. The reviews are based on my own research and the feedback of our Financial Advisory Team.
Each company’s profile includes its key features, customer service ratings, and fees so you can make an informed decision when selecting a gold or silver IRA provider.
With this guide, you can learn about the advantages and disadvantages of investing in gold & silver IRAs, find out which company offers the best products and services for your needs, and understand the process of setting up an IRA account.
I have also included some additional resources to help you continue to stay informed about investing in Gold & Silver IRAs. So, take a look around, and let us know if you have any questions!
Our #1 Recommendation Is Goldco
About Goldco
Goldco has been providing customers access to gold, silver, and other precious metals since 1958.
Goldco is a National Precious Metals Association member and the Better Business Bureau. Goldco’s mission is to help clients protect their retirement savings by diversifying with gold and other precious metals.
Goldco believes that it is essential for investors to have access to the same quality of products and services available from banks, asset managers, and other financial institutions.
The company provides clients with various options, including individual retirement accounts (IRAs) and 401k rollovers, Roth IRA conversions, SEP IRAs, Simple IRAs, and more.
Goldco also offers custodial services which allow customers to hold their investments in a safe and insured environment securely.
Products offered by Goldco
Goldco Self-Directed IRAs
Self-directed IRAs are a version of traditional IRAs. However, people can own precious metals or other investment forms instead of owning stocks or bonds. Goldco offers two types of self-directed IRAs: Gold IRAs and Silver IRAs.
Self-directed IRAs are a great way to diversify your portfolio and protect your overall wealth. When money is invested in different areas, such as the stock market and Gold or Silver, it gives you more stability in case one of the investment sources collapses.
Gold IRA
A Gold IRA through Goldco offers the same tax benefits you would enjoy with a traditional IRA. The main difference is that instead of investing your money in stocks, you are investing it in gold.
If you’re ready to set up a new Gold IRA, the Goldco team can help you get started.
They are well-versed in the specific IRS regulations regarding self-directed IRAs and can work with you to ensure you follow the correct procedures to avoid penalties or violations.
Goldco makes it easy to set up your new Gold IRA account. Start by visiting their website and completing the application to open a new IRA. You will then need to choose how you plan to fund the IRA and arrange for the money to be transferred to Goldco.
Once your account is funded, you can select the gold or other precious metals you want to add to your IRA.
Once your metals are selected, Goldco will arrange to ship them to an IRS-approved storage facility until they reach an eligible age to store or sell them.
Once you retire, you can receive your gold or cash disbursements.
As you determine which coins or bars you want to add to your account, there are a few considerations to remember. While gold bars may look attractive, you may consider adding gold coins to your portfolio.
The value of a gold bar will be based purely on the price of gold, while some gold coins may sell for higher costs due to limited coinage or mintage demand.
Per IRS regulations, the gold stored in a precious metals IRA must be at least 99.5% pure. Goldco provides a list of the various gold coins and bars it offers that meet these requirements and can be held in a Gold IRA.
IRA Gold Coins by Goldco
- American Eagle Gold Coin
- American Eagle Gold Test
- American Bald Eagle Gold Coin
- Buffalo Gold Coin
- Gold Maple Leaf Coin
- Lucky Dragon Gold Coin
- Australian Saltwater Crocodile Gold Coin
- Royal Mint Lunar Gold Series: 2016-Coin of the Year of the Monkey
- Royal Mint Lunar Gold Series: 2017-Coin of the Year of the Rooster
- Royal Mint Lunar Gold Series: 2018-Coin of the Year of the Dog
- Royal Mint Gold Lunar Series: 2019-Coin of the Year of the Pig
IRA Gold Bars
Goldco also offers a large selection of gold bars. There is a wide range of sizes to choose from.
Some of their most popular sizes of gold bullion include 1-ounce, 5-ounce, 10-ounce, and 100 ounce bars.
Each bar offered by Goldco is 99.99% pure. PAMP Suisse and the Perth Mint are two of the mints and refineries from which Goldco receives its gold bullion.
Silver IRA
Like a Gold IRA, a Silver IRA is another great option for people looking to diversify their portfolio by investing in precious metals.
Investing a portion of your money in silver can help protect your overall investments in case the stock market takes a nosedive.
Silver is a solid investment and continues to be in demand. Unlike gold, platinum, and palladium, however, silver is cheaper in price, making it more affordable.
You can add many more silver coins and bars to a silver IRA for the same price you would spend on a few gold coins.
When you are ready to retire and need to liquidate the coins or bars in your portfolio, you should have no problem doing so if you have invested in silver.
It has been traded even longer than gold and remains a highly sought-after precious metal.
If you decide you want to set up a Silver IRA with Goldco, the process will be the same as setting up a Gold IRA.
Simply fill out the form on the website, fund your account, and select the coins and silver bars you want to add. to the account. You can also choose to select a combination of silver and gold for your self-directed IRA.
To be held in a Silver IRA, silver must be 99.99% pure. Goldco offers a large selection of IRS-approved silver bars and coins to add to an IRA.
Silver IRA Coins
- American Eagle Silver Coin
- American Eagle Silver Proof Coin
- Maple Leaf Silver Coin
- Australian Saltwater Crocodile Silver Coin
- Lucky Dragon Silver Coin
- World War I Silver Coin
- WWII Victory Silver Coin
- American Bald Eagle Silver Coin
- Royal Silver from the Britannia Lunar Series Mint: 2015-Year of the Ram Coin
- Royal Silver from the Britannia Lunar Series Mint: 2016-Year of the Monkey Coin
- Royal Silver from the Britannia Lunar Series Mint: 2017-Year of the Rooster
- Royal Silver Britannia Lunar Series Mint: 2018-Year of the Dog
- Royal Silver from the Britannia Lunar Series Mint: 2019-Year of the Pig
Silver IRA Bars
In addition to the wide selection of silver coins, Goldco also offers investors the option to purchase silver bullion.
Silver bars available through Goldco are 99.99% pure and come in various sizes, including 1 ounce, 5 ounce, 10 ounce, and 100 ounce.
Goldco offers silver bars from some of the largest and most respected silver producers, including PAMP Suisse and the Perth Mint.
Rollover from Existing IRA Accounts
If you have an existing retirement investment account, you can roll it over to a Gold or Silver IRA.
Goldco’s website offers a helpful guide you can use to determine if your current retirement account meets the criteria to be eligible to roll over to a precious metals IRA.
You can also contact one of the Goldco team members if you still have questions about your account eligibility.
A common time to look for a rollover IRA is if you are changing jobs or retiring from your current jobs, as these events would allow you to move funds from a company-sponsored account.
IRA rollovers allow you to transfer funds from these existing investment accounts to an IRA account. Depending on your situation and the investments you have, you may be able to transfer funds from more than one retirement account to your new precious metals IRA.
One benefit of rolling over existing funds and establishing a gold IRA rather than simply buying gold to keep in your home is that the value of the precious metals in your account is taxed at a much higher interest rate than your personal investment.
Depending on the type of account you set up, you may not even need to pay tax on your investment earnings.
There are a few other benefits associated with transferring an existing account to a Gold or Silver IRA.
Gold and silver relief funds are less susceptible to government seizure than some other accounts. Gold and silver also offer protection against the devaluation of the dollar over time, so the investments you are making today may be worth much more in the future.
Before renewing or setting up a new self-directed IRA, take some time to read the IRS guidelines, rules, and penalties regarding IRAs.
First, learn the contribution limits for an IRA based on your age. Exceeding these limits will result in a 6% fee each year until the error is corrected.
You will also not be able to withdraw funds from your account before you are at least 59½ years old.
Removing funds before this will result in a 10% fee, and you will also need to pay income tax on the money you withdraw. There are some exceptions to this rule, including death or disability.
Now that you have a better understanding of gold and silver IRAs, you may be ready to begin the rollover process and set up your new precious metals IRA.
Goldco offers a simple 4-step process to get you ready to go.
- The first step in the process is to review your various investment options. Compare investing in Gold and Silver with other options, such as the stock market and real estate, and confirm that you are definitely ready to invest in precious metals. Start deciding what types of precious metals you would like to have in your portfolio.
- Next, contact one of Goldco’s Gold IRA specialists. They will work with you to help you complete all the paperwork needed to set up your new IRA.
- The third step in the process is to work with the Gold IRA specialist to set up a transfer of funds to your new account. Once the funds have arrived in your new account, you can choose the specific gold or silver coins you would like to invest in. Your Gold IRA specialist will work with you to add everything to your account. Goldco will take care of everything else so that your precious metals are stored safely.
- Once your gold IRA is set up, you can watch its value increase. Each year, you can make a new contribution of up to $6,000 without penalty ($7,000 if you’re over 50). $6,000 is the total amount you can contribute through any IRA you have, so keep this in mind when planning your contributions.
Pros:
- Setting up a new self-directed IRA or transferring existing funds to a self-directed IRA is easy, and a Goldco team member will be available to guide you through the process.
- Investing in gold or silver can protect your financial future by diversifying your investments.
- Gold and Silver IRAs offer the same tax advantages as traditional IRAs.
- A Goldco team member can guide you through the process of setting up a new precious metals IRA or transferring existing funds to a precious metals IRA.
- Goldco offers a free self-directed IRA guide to help people learn more about setting up a precious metals IRA.
- Their website offers helpful resources for retirement planning and learning more about self-directed IRAs, how they work, and why they’re a good idea.
Cons:
- Unlike other gold investment companies, Goldco does not offer platinum or palladium coins or bars for investment.
Pricing and Fees
Goldco has competitive fees and no hidden charges.
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee.
Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian).
Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually.
Goldco does not charge any storage fees for cash transactions over $25,000.
Customer Feedback about Goldco
Goldco has been awarded an A+ rating from the Better Business Bureau, and customers have had very positive experiences with the company.
Customers praise the knowledgeable staff, customer service, and transparent fees.
My experience with Goldco was an excellent experience and a smooth transaction! After doing my research and comparing Gold/Silver investment companies, I was able to make a solid decision to invest through Goldco. From my first contact with Goldco to the final transaction of my investment, all of my questions were answered fully and in a way that a newbie like me could understand the Gold/Silver ratio and how the market works so that I could make a wise decision. I am glad that another part of my portfolio is backed by silver and gold instead of leaving my money sitting in a bank.
Another customer named Carmencita has given reviews on Better Business Bureau: "The experience I have had with Goldco has been nothing but exceptional. They are professional, helpful, and efficient. Highly recommend them for all your precious metals needs!"
This is the very first time buying precious metals from a company for an IRA account. The people at Goldco made the experience very comfortable and pleasant. They were very knowledgeable and made me feel confident in what I was doing. They always, and I mean always, called me when they said they would and always called me back if I had left a message or had questions. I did my research and found Goldco to be a very reputable and honest company. There is a reason why they come highly recommended. If you are looking for a precious metals IRA, I would recommend Goldco. Thanks, Goldco!
Several months ago, I could see a potential threat to my Personal Retirement due to the direction of our current Government! I knew I needed to look into another way to try and protect some of my Retirement. I was of course, concerned and very leery because I was looking to invest a large amount of money. I came across Goldco online and began checking them out. I found nothing but good info from numerous Consumer Protection Agencies, along with many Customer Reviews! I made the call and was fortunate to make contact with Marty. With his patience and ability to answer all my questions after many Phone Calls back and forth for several months, I finally felt comfortable enough to move forward and I couldn't be more satisfied with that decision! Actually wish I would have moved more quickly. Marty then put me in touch with John who then walked me through a "clear and uncomplicated" procedure which again left me feeling very comfortable and satisfied with this "Big Decision"! I couldn't be happier to now be part of the Goldco Family! I definitely recommend them to any serious investor looking to protect part of their Retirement including my Family and Friends...
Establishing this GoldCo IRA was a great experience! I learned new things about Gold & Silver assets that I was unaware of. Overall a very smooth experience with top-notch customer service provided by very helpful and knowledgeable Associates. Looking forward to a partnership that will last for years to come.
Conclusion
I conclude that Goldco is an excellent choice for those looking to invest in gold.
They offer competitive prices, a range of services, and knowledgeable staff to answer any customers’ questions. With customer service being a priority, they strive to provide the best possible experience for their clients.
They have been providing reliable and secure gold investment solutions since 2011, making them an even more trusted option. Overall, I believe that Goldco provides a great opportunity for anyone interested in investing in gold.
Our #2 Recommendation Is Augusta Precious Metals:
About Augusta Precious Metals
Augusta Precious Metals is a well-known precious metals company that offers expertise and knowledge to its customers.
Founded in 2012, they are known for their excellent customer service, experienced staff, and ability to provide exceptional market insights on Gold, silver, platinum, and other precious metals investments.
They have earned five-star reviews from numerous sites, including the Better Business Bureau (BBB), Trustpilot, Google Reviews, ConsumerAffairs, and more. With Augusta Precious Metals, you can expect great prices on gold coins, silver bars, palladium coins, and other rare or collectible items.
Their knowledgeable staff will help guide you through your investment journey so you can make an informed decision about the best way to invest in precious metals. Whether it’s a gold IRA, silver IRA or a self-directed precious metals IRA, Augusta Precious Metals is here to ensure your success.
If you are looking for an easy and reliable way to invest in gold, silver, or other precious metals, then Augusta Precious Metals is the perfect choice for you.
Augusta Precious Metals Philosophy
Augusta Precious Metals is committed to providing customers with the information they need to make an informed decision.
This commitment is evident in their customer education program, which includes a one-to-one video call featuring a presentation on the economy, precious metals, and IRAs by the firm’s Harvard-educated Director of Education, Devlyn Steel.
Customers are then given the opportunity to ask questions during a Q&A session. The feedback from customers has been overwhelmingly positive, with many reviews praising Augusta Precious Metals for their knowledge and helpfulness.
Customers have praised Augusta Precious Metals for their willingness to answer any questions they may have and for providing them with all the information they need to make an educated decision about investing in precious metals.
Augusta Precious Metals’ philosophy of providing customers with all the necessary information is clearly working, as evidenced by its excellent customer reviews.
Products Offered By Augusta Precious Metals
Gold & Silver IRA
A Gold & Silver IRA is a great way to diversify your retirement portfolio and protect your savings from market volatility.
It allows you to own physical gold and silver, which can be used to back up your assets. With a gold or silver IRA, the owner enjoys a tax-deferred privilege, meaning that any gains made on the investment are not taxed until they are withdrawn.
Augusta’s team will help you understand the benefits of investing in a Gold & Silver IRA and guide you through the process of setting up an account.
Once you are ready, an agent will assist you with filling out the necessary forms and initiating the funding process. After purchasing your preferred metal, it will be transferred free of charge with no-cost travel insurance to your chosen storage facility.
This makes it easy for investors to take advantage of this type of investment without having to worry about additional costs or risks associated with storing their metals.
IRA-Eligible Gold and Silver Coins
IRA-Eligible gold and silver coins offered by Augusta Precious Metals are backed by the US government, giving customers added peace of mind when investing.
Their IRA specialists are also on hand to assist customers in setting up a new Gold and Silver IRA account, as well as offering advice for current investments.
Augusta Precious Metals provides exceptional customer service, reliable security measures, and competitive prices, making it the top choice for precious metal IRAs.
Augusta Precious Metals offers a large selection of IRS-approved gold and silver coins that can be added to a precious metals IRA. Some of these currencies include:
- American Eagle Gold Coins
- American Eagle Gold Trials
- Canadian Maple Leaf Gold Coins
- Canadian Gold Eagle Coins
- American Gold Buffalo Coins
- Canadian Silver Soaring Eagle Coins
- Canadian Silver Coins Eagle with Nest
- American Silver Eagle Coins
- Canadian Maple Leaf Silver Coins
Augusta Precious Metals IRA Rollovers and Transfers
Rolling over or transferring funds from an existing IRA or 401(k) account to an Augusta Precious Metals IRA can be a great way to diversify your retirement portfolio and take advantage of the tax benefits associated with investing in precious metals.
Augusta Precious Metals understands that this process can be complicated and time-consuming, so they offer assistance to make sure your rollover or transfer is as smooth and worry-free as possible.
The firm provides comprehensive information about the process, including what documents you need to provide, how long it will take, and any fees associated with the transfer.
They also have experienced professionals who are available to answer any questions you may have about the process. With their help, you can rest assured that your funds will be transferred safely and securely into your new Augusta Precious Metals IRA.
Storage and Custodian by Augusta Precious Metals
When it comes to investing in an IRA, there are certain regulations that must be met in order to take advantage of the tax benefits.
One of these requirements is that gold, silver, and other metals must be stored in a non-bank, non-government storage facility. This can be a daunting task for many investors who don’t know where to turn for help.
Fortunately, Augusta makes this process easy by working with the Delaware Depository for storage and Equity Trust for custodial services.
The Delaware Depository is one of the most popular options due to its secure precious metals storage facilities and low storage fees. Equity Trust also offers reasonable management fees and provides custodial services to help manage your IRA investments.
With Augusta’s assistance, you can rest assured that your investments will meet all regulatory standards while taking advantage of the tax benefits associated with an IRA.
Secure storage at an IRS-approved facility is required for Gold and Silver IRAs. Augusta Precious Metals offers numerous storage options for customers throughout the United States.
Some of these options include: Wilmington, Delaware, Jackson, Ohio, Salt Lake City, Utah, Los Angeles, California, Las Vegas, Nevada, and Bridgewater, Massachusetts.
Gold & Silver Cash Purchases
Purchasing gold and silver coins in cash is a great way to diversify your portfolio and protect your assets.
Augusta offers a wide selection of high-quality gold and silver coins, bars, and rounds that can be purchased without establishing an IRA account. These products are available for immediate delivery or storage in your own vault at home or in a bank.
If you choose to store the coins at home, it’s important to familiarize yourself with the IRS regulations regarding Home Storage Gold IRAs to ensure you don’t get fined.
Another option you will have with Augusta Precious Metals is the opportunity to purchase gold or silver for a personal investment.
Investing in gold and silver as a personal investment carries many of the same benefits associated with investing in them for a retirement savings account.
You can protect your portfolio by diversifying your investments and protecting yourself against a decline in the value of the dollar.
To make a personal investment in gold or silver, set up your account, transfer funds, and then select the coins or bars you wish to purchase.
Augusta Precious Metals offers gold and silver bullion, as well as premium gold and silver for sale. Some of the options available include:
Gold and Silver Bullion:
- American Gold Eagle .25 oz BU (random year)
- American Gold Buffalo 1 oz BU (random year)
- Canadian Gold Maple Leaf 1 oz BU (random year)
- South African Gold Krugerrand 1 oz (random year)
- Gold Bar 10 oz
- Gold Bar 1 oz
- American Silver Eagle 1 oz BU (random year)
- Canadian Silver Maple Leaf 1 oz BU (random year)
- America the Beautiful – 5 oz Cumberland Gap
- Bag of 90% Silver – $1,000 Face Value
- Bag of 90% Silver – $500 Face Value
- Bag of 90% Silver – $250 Face Value
- Bag of 90% Silver – $100 Face Value
- 100 oz Silver Bar
- 10 oz Silver Bar
Premium Gold and Silver
- 2017 Royal Canadian Mint .25 oz Gold Eagle
- 2014 Canadian .25 oz gold $10 Arctic Fox
- American Eagle Gold Test
- American Buffalo Gold Trial
- $20 Saint Gaudens
- $10 Indian Gold
- $5 Indian Gold
- $5 Gold Liberty
- $2.5 Gold Liberty
Pricing and Fees
Augusta Precious Metals offers a one-time set-up fee of $50, an annual custodian fee of $100, and an annual depository fee of $100.
In total, you’ll pay $250 for the first year of investing with Augusta Precious Metals.
This is relatively low compared to other companies in the industry and could be worth it if you are looking to invest larger amounts of money into precious metals.
Overall, Augusta Precious Metals offers competitive pricing and fees for its services. The high account minimum may be off-putting for some investors but the fees associated with investing with them are relatively low compared to other companies in the industry.
If you have enough capital to meet their account minimum requirements then it could be worth investing with them due to their competitive pricing structure.
Pros:
- Wide selection of gold and silver coins and bars
- Secure storage solutions for your precious metals investments
- Free shipping with no-cost travel insurance
- Eligible coins for Gold & Silver IRAs
- Certified by independent third-party grading services
Cons:
- Limited selection of numismatic products
- No online ordering system
- High premiums on some coins and bars
Customer Feedback about Augusta Precious Metals
Augusta Precious Metals has earned a great reputation among its customers. Many customers have praised the company for their excellent customer service, fast shipping, and competitive prices
Augusta is a great company to work with, and I'm glad to know them. I am impressed with the way they go above and beyond to make sure their customers are informed about gold IRAs and know what they're getting into.
The educational experience was riveting as well as entertaining. It was an honest conversation that put me more at ease and made me more confident about my investment decisions.
I was recommended Augusta by a friend. I was interested in learning more about a precious metals IRA. They set up a zoom meeting, and I was provided with a very detailed presentation. Afterward, they answered all of my questions. They were very helpful and knowledgeable. The individuals I have corresponded with have been very professional.
The customer service was superb; they explained each part of the process and showed me what was required to set up an IRA account to hold the gold/silver coins. However, the price of the gold/silver coins was quite high compared to the price of gold/silver quoted in the Wall Street Journal.
About Birch Gold Group
Birch Gold Group was founded in 2003. In the more than two decades since its inception, they have become one of the country’s leading precious metals dealers. The company’s headquarters are located in Burbank, California.
The company aims to help each of its clients gain the necessary knowledge about investing in precious metals to help them make the best decisions for their financial future.
Team members are always available to answer questions to share information and enjoy working one-on-one with their clients to help them understand the investment process and select the precious metals they would like to own.
Every member of the Birch Gold Group team brings something of value to the company.
They have a wide range of professional experiences working with successful companies such as IBM, Citigroup, and Dun & Bradstreet.
Birch Gold Group is a well-known name in the gold investing industry. They have an A+ rating from the Better Business Bureau and a AAA rating from the Business Consumer Alliance.
They are also highly rated on major review websites such as Consumer Affairs and GoldDealerReviews.com, thanks to their satisfied customers.
Products Offered By Birch Gold Group
Precious Metals IRA
One of Birch Gold Group’s specialties is precious metals IRAs. A precious metals IRA, also called a gold or silver IRA, is a type of self-directed IRA in which people hold physical metals instead of stocks or bonds, as they would with a traditional IRA.
Establishing a self-directed precious metals IRA with Birch Gold Group allows you to diversify your investments and protect your future and Retirement.
If you’re interested in opening a precious metals IRA with Birch Gold Group, the company has made the process simple. You can roll over or rollover an existing retirement plan, like a 401(k), to fund your account.
If you’re unsure if your current retirement account is eligible for a rollover or rollover, a Birch Gold Group team member can help you evaluate the account to determine eligibility.
Some accounts that may be eligible for a rollover include Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, and 401(k) accounts. 403(b)s, 457s, and TSPs.
The first step in opening an account is to identify your funding source and transfer the funds to the precious metals IRA custodian.
Birch Gold Group only uses custodian companies with an A+ rating from the Better Business Bureau. Two of the custodian companies they work with are Equity Trust and STRATA Trust.
Once the custodian has secured the funds for your new precious metals IRA, you will be able to select the precious metals you would like to have in your account.
If you’re not sure what you want to keep, a Birch Gold Group specialist can offer suggestions and answer any questions you may have to ensure that the gold, silver, platinum, or palladium coins or bars you select the best match your needs and objectives.
Once you and the specialist have worked out exactly what you want to keep in the account, you will be asked to complete the necessary paperwork and order your precious metals.
After the purchase is complete, your precious metals will be safely transported to an IRS-approved storage facility (we’ll share more on this later).
As a Birch Gold Group client, you will always have access to the current value of your account. You can call for an updated repurchase quote to see your account growth.
Birch Gold Group charges minimal fees to its clients. You will be charged small fees to set up your account and transfer funds via bank transfer.
Other fees include storage and insurance for your precious metals and account administration fees.
IRA Approved Coins and Bars
To be withheld in a precious metals IRA, Gold, silver, platinum, and palladium must meet certain requirements.
Gold coins or bars must have a minimum purity of 99.5%, silver coins and bars must have a minimum purity of 99.9%, and platinum and palladium coins and bars must have a minimum purity of 99, 95%
Some of the IRA-approved coins and bars offered by Birch Gold Group include:
- American Buffalo Coin
- Gold American Eagle (ingot)
- Golden American Eagle (proof)
- Gold Canadian Maple Leaf
- Austrian Philharmonic Coin
- Australian Nugget/Kangaroo Coin
- Gyrfalcon Gold Coin
- Polar Bear and Cub Gold Coin
- Gold Rose Crown Guinea Coin
- Twin Maples Gold Coin
- Valcambi Combination Bars
- Various Gold Bars and Rounds
Silver
- America the Beautiful Silver Series
- Silver American Eagle (ingot)
- Silver American Eagle (proof)
- Silver Canadian Maple Leaf
- Austrian Philharmonic Coin
- Australian Kookaburra Coin
- Libertad Mexican Coin
- Gyrfalcon Silver Coin
- Polar Bear and Cub Silver Coin
- Silver Rose Crown Guinea Coin
- Twin Maples Silver Coin
- Various Silver Bars and Rounds
Platinum
- Platinum American Eagle Coin
- Various Platinum Bars and Rounds
Palladium
- Canadian Maple Leaf Palladium Coin
- Various Palladium Bars and Rounds
Secure Storage Options
IRS regulations state that coins and bars for precious metals IRAs must be kept in an IRS-approved facility. You can work with the custodian you select to choose between storing your precious metals at the Delaware Depository or with Brink’s Global Services.
Delaware Depository is one of the most trusted and secure IRS-approved locations. Storage includes $1 billion in insurance coverage to protect your investments. When your precious metals are in transit to the facility, they are also covered with $100,000 insurance.
You remain the sole owner of the coins and bars you store at the Delaware Depository; they are never added to the company’s balance sheet account. Employees inspect incoming metals to confirm their purity levels and give you added peace of mind about the investments you make through the Birch Gold Group.
There are two Delaware Depository locations to choose from for precious metal storage. One is in Wilmington, Delaware and the other is in Seal Beach, California. Whichever location you choose, you can be sure that your precious metals will be protected with state-of-the-art security.
The other storage option you have with Birch Gold Group is Brink’s Global Services. Best known for its armored vehicles, this company has over a thousand storage locations around the world. They are highly trusted and serve clients, including governments, banks, and jewelers, so you can rest easy knowing your precious metals are in good hands.
When you store with Brink’s Global Services, your precious metals will be insured both during storage and during transportation. The company takes full responsibility in case something happens to the precious metals it stores with them.
Other Investment Opportunities in Birch Gold Group
In addition to helping you set up a precious metals IRA, Birch Gold Group also offers gold, silver, platinum, and palladium coins and bars for sale.
You can buy these coins or bars as a personal investment to diversify your portfolio. In addition to all of the IRA-approved coins and bars listed above, which are also available for non-IRA investments, you can also choose to invest in these gold and silver coins:
Prayed
- Indian Head Eagle $10 Gold Coin
- Liberty Head Collection (Coronet Head)
- Liberty Head Double Eagle Coin $20
- Saint-Gaudens Double Eagle $20 Coin
Silver
- Morgan Silver Dollar
- Peace Silver Dollar
- Walking Liberty Half Dollar Coin
Pricing and Fees
The setup fee for a Birch Gold Group Gold IRA is $240, which covers all the necessary paperwork and administrative costs associated with opening your account.
Additionally, there is an annual storage fee of $150 per year for each metal type you purchase (gold, silver, or platinum). This fee covers the cost of storing your metals in a secure vault and ensuring that they are properly insured.
Finally, there may be additional fees depending on the type of investments you make within your account. For example, if you buy coins or bullion bars from Birch Gold Group’s online store, there will be additional transaction fees associated with those purchases.
Birch Gold Group offers competitive pricing on gold and other precious metals. They also offer a variety of payment options, including credit cards, wire transfers, and checks. In addition, they have a low minimum purchase requirement of $500.
Birch Gold Group offers free shipping for orders over $5,000. For orders under $5,000 there is a flat rate shipping fee of $25. All orders are shipped via USPS Priority Mail and are insured for the full value of the purchase.
Birch Gold Group offers insurance on all orders. The insurance covers any loss or damage that may occur during shipping. Customers can also purchase additional insurance to cover any potential losses due to theft or other causes.
Pros:
- Birch Gold Group is highly trusted and has an A+ rating from the Better Business Bureau.
- Gold, silver, platinum and palladium coins and bars for IRAs are stored in the secure Delaware Depository or with Brink’s Global Services.
- Investing in precious metals with Birch Gold Group can help you diversify your portfolio and protect you from the volatile stock market.
- They offer a great selection of IRA-approved precious metals and other gold and silver currencies for investors.
- You can choose between secure storage with the Delaware Depository or Brink’s Global Services for precious metals IRA storage.
- You can receive a free information kit to help you learn more about the company and how to set up a precious metals IRA.
- The website offers a variety of resources for investors.
- If you’re hesitant to invest with Birch Gold Group, you can request a free information kit or chat with a company representative to find answers to your questions.
Cons:
- Some other companies offer a broader selection of currencies for IRAs and/or personal investments.
Customer Feedback About Birch Gold Group
Customers has had overwhelmingly positive experiences with Augusta Precious Metals. Many customers have praised the company for their fast shipping and excellent customer service.
Wonderful experience with Jake and Natalie in establishing my new IRA and filling it with products that will provide me with security against a waning US dollar. The staff has honed their process of reaching out to inform potential customers of their services, to very efficiently opening new accounts and providing expertise/assistance in selecting the appropriate PMs to purchase for their customers…"
"This was my first time purchasing precious metal products. I did my due diligence and educated myself on how precious metals are priced and sold, I chose Birch because of very high marks on their business practices. It was the right choice for me to go with Birch. The whole transaction was smooth with no high pressure.
"I would like the take a moment to say Sam and Chase are the most professional people I've had the opportunity to work with in regards to my financial security. Not only have I called multiple times, I have also had all my questions answered and explained in a way that really did put me at ease. If you are going to buy precious metals you have to use Birch gold group they are phenomenal. I honestly cannot say thank you enough to Sam and Chase for all of the help, literally step by step, walking me through the process and helping me pick out which ones to buy they're awesome.
Birch Gold is an honorable company to work with. We never felt pushed into anything, just given the straight facts. Between our two IRAs and one TSP, there was a lot to consider. They let us choose on our own terms and at our own pace. We owe a debt of gratitude to Jeremy, Rod, and Natalie.
"I could not possibly be happier with my experience working with these people. Going into it, I had no idea how much work they do for you, but it was clear by the end. A true partner and full-service support.
Conclusion
Birch Gold Group has been a trusted name in the gold investment industry since 2003.
If you’re looking to diversify your portfolio by investing in precious metals, whether through an IRA or personal investment, they can help.
Every member of the Birch Gold Group team has the knowledge and experience to help you make the best decisions related to your personal investment goals and retirement schedule.
Contact them today to learn more about investing and diversifying your portfolio.
About Noble Gold
Noble Gold was founded in 2016 by Collin Plume and Charles Thorngren in Florida. Noble Gold’s President and CEO, Collin Plume, has a goal of helping all of his clients make the best financial decisions to set themselves up for future success.
Noble Gold offers a variety of ways to achieve this goal, whether it’s by creating a precious metals IRA, buying gold and silver, investing in rare coins, or investing in cryptocurrency.
The Noble Gold team is committed to providing world-class customer service tailored to meet the individual needs of each client. They are experts in precious metal investing reclassification and IRA creation, and they work hard to find the best solution for each client.
Noble Gold strives to be the most trusted and respected name in the world of gold investing; many of their clients are confident that they have selected the best company to help meet their precious metals investment needs.
Products Offered By Noble Gold
Gold and Silver IRA
Diversifying your portfolio by creating a Gold or Silver IRA through Noble Gold is a great way to protect your investments and provide yourself with financial security. Read an article here: gold index funds. Also called precious metals IRAs or self-directed IRAs, they are a way to take advantage of the tax advantages of a retirement investment account while investing in precious metals.
If you currently have all your money invested in the stock market, you are taking a big risk. If the market crashes, think about what would affect your financial stability and prospects. When you have all your eggs in one basket, you are very susceptible to being negatively affected by a stock market crash.
On the other hand, if part of your money is invested in stocks and part of it is invested in precious metals, you’ll be more protected against a stock market crash. If the stock market crashes, the money you have invested in precious metals will not be affected or may even increase in value. This will offer you greater financial security, especially if the stock market crashed just at the time you planned to retire.
In addition to diversifying your portfolio, gold, silver, and other precious metals are simply smart investments. They are in limited supply and highly sought after, which means their value continues to rise. They are also very stable investments and have generally continued to increase in value over the years.
With the advancement of technology, the demand for precious metals is likely to continue to grow. Silver and other precious metals offer many uses for technological advances and will likely continue to do so in the future.
When you decide you’re ready to sell your precious metals for cash, it’s easy to do so. Due to the high demand for precious metals, they are easy to liquidate. This is not the case with other forms of investment, such as real estate.
If you set up a precious metals IRA with Noble Gold, you’ll also be able to take advantage of the tax benefits offered by the IRS. Money in retirement accounts is not taxed in the same way as personal investments, which can be a great benefit and save money. If you are interested in learning more about the tax benefits of opening a Gold or Silver IRA, don’t hesitate to contact a Noble Gold team member.
Once you are ready to set up a new Gold IRA or transfer an existing retirement account, visit the Noble Gold website. They have made the process as simple as possible and are there to guide you through every step.
Steps to transfer Gold IRA or transfer an existing retirement account
- Start by taking a few minutes to complete the IRA setup form on the website. Shortly after completing the form, a Noble Gold representative will call you to discuss the information you filled out and address any questions you may have. During your phone call, you will learn about the next steps you need to take to complete the account or if there is any other paperwork you need to complete.
- The next step is to fund your new precious metals IRA account. You can choose to roll over an existing IRA or retirement account or transfer a retirement account. Noble gold will help you review your options and select the one that is best for your specific situation and needs. They’ll work with your current account custodian if you’re transferring a retirement account, so you don’t have to worry about the process.
- If you decide that a transfer is the best approach for you, the funds from your existing retirement account will be sent to you. You will have 60 days to reinvest the money without penalty. So, once you’ve received a check from your current provider, be sure to mail it to Noble Gold as quickly as possible.
- Once the funds from the transfer or rollover arrive at Noble Gold, you will receive a call from the representative who will assist you. Now is when you can purchase the Gold, Silver, platinum, or palladium coins or bars you would like to have in your account. If you have questions about what to invest in, just ask the representative who is helping you, and they will be able to share some tips and advice.
When you set up an account with Noble Gold, you can always log in and check your account balance.
Equity Institutional is who Noble Gold uses as custodians for the accounts. They offer an online system that makes it easy to access your account information whenever you want.
Noble Gold charges minimal fees for account storage and maintenance. These include $150 each year for storage in the IRS-approved escrow (which is an IRS mandate) and $80 each year for Noble Gold to manage your account.
Once you are eligible to begin receiving disbursements from your account, you can choose to have physical coins or bars sent to you, or you can request to liquidate some or all of your investment and have cash sent to you.
IRA-Approved Coins and Bars
Gold and Silver IRAs cannot contain coins and bars. The IRS set strict guidelines regarding the purity levels of gold, silver, platinum, and palladium for IRA accounts.
Gold coins or bars must be at least 99.5% pure gold. Proof coins must be in their original mint packaging with a certificate of authenticity, and gold bars must be uncirculated to be eligible for an IRA.
Silver, platinum, and palladium coins and bars must meet the same criteria regarding their condition. Silver must be at least 99.9% pure, platinum must be at least 99.95% pure, and palladium must be at least 99.95% pure.
Despite these strict regulations, Noble Gold offers its customers a large selection of Gold, Silver, platinum, and palladium coins and bars. Their offerings include:
Prayed
- American Eagle Gold Coins
- American Eagle Proof Gold Coins
- Canadian Maple Leaf Gold Coin
- Austrian Gold Philharmonic Coin
- Australian Kangaroo Gold Coin
- Pamp Suisse Lady Fortuna Gold Bars
- 100 Gram Pamp Suisse Gold Bar
- 1 Ounce Perth Mint Gold Bar
- 1 Kilogram Johnson Matthey Gold Bar
- American Eagle Proof Four Gold Coin Juwgo
Silver
- America the Beautiful 5 Ounce Silver Coin
- 1 Ounce American Eagle Silver Coin
- 1 Ounce Canadian Maple Leaf Silver Coin
- 1 Ounce Australian Kangaroo Silver Coin
- 1 Ounce Austrian Silver Philharmonic Coin
- 1 Kilogram Australian Silver Coin
- 1 Ounce Highland Mint Silver Round
- 5 Ounce Highland Mint Silver Bar
Platinum
- American Eagle Platinum Coin
- 1 Ounce Canadian Maple Leaf Platinum Coin
- Baird & Co 1 and 10 oz Platinum Bars
Palladium
- 1 Ounce Maple Leaf Canadian Palladium Coin
- 1 Ounce Credit Suisse Palladium Bar
Rare and Collectible Coins
You can also own a piece of history by investing in rare coins with Noble Gold.
The rare coins they offer are independently graded and certified by the Numismatic Guarantee Corporation (NGC) or the Professional Coin Grading Service (PCGS).
Rare coins are shipped to investors in a sealed carrier to ensure their quality remains intact to preserve value.
The rare coins and collections offered by Noble Gold include:
- Indian – St. Gauden 4 Piece Set: 1928 $2.50 Indian Head Coin, 1909 $5 Indian Head Coin, 1932 $10 Indian Head Coin, 1927 $20 St. Gauden Coin
- 1854 Kellogg $20 coin
- Morgan silver dollars: 1879 Morgan silver dollar and 1881 Morgan silver dollar
Precious Metal Storage
Gold, silver, platinum, and palladium are very valuable, so you’ll want to protect your investment by choosing a secure storage solution. With precious metals IRAs, the IRS requires that all investments be held in an IRS-approved facility until individuals are of legal age to begin making disbursements.
Noble Gold works with IRS-approved facilities, such as the Delaware Depository, for the storage of precious metals for its IRA clients. Each IRS-approved facility has top-notch security and insurance to keep your precious metals safe.
If you are investing for personal purposes, you also want to take steps to ensure that your investment is protected. You can choose to have your metals shipped to you for storage in your home safe or elsewhere, but Noble Gold also offers its clients to store their precious metals at its secure storage facility in Texas.
They partnered with International Depository Services (IDS) in Dallas, Texas to offer a high level of security to their clients. Texas places a high value on state rights, which can help you feel more confident that nothing will happen to your precious metals until you are ready to take possession of them yourself.
Royal Survival Packs
One of the benefits of investing with Noble Gold is the Royal Survival Packs that they offer to their clients.
These survival packs are designed to help people make sure they are ready in case they are faced with an emergency that requires quick access to cash.
Each survival pack features different precious metals (coins and/or bars) that you’ll be able to liquidate quickly if you or someone you love is faced with a financial challenge.
There are eight different survival packs offered by Noble Gold. They range from a $5,000 investment to $500,000+:
- Noble Cavalier: The $5,000 investment for this package can give you a little emergency diversion to cover unexpected repairs, medical expenses, or other major items.
- Noble Knight: This package requires an investment of $10,000 for the various coins and bars that are included. You should offer enough funds to last longer or cover a higher expense than the Noble Cavalier package.
- Noble Baron: An investment of $25,000 is included for this package which is designed to help people prepare for an emergency. This is the package that Noble Gold recommends as a starter package to cover up to two months of expenses for an average family of four.
- Noble Viscount: The $50,000 investment for this package will offer greater peace of mind and funds for a longer period of time in the event of a financial emergency.
- Noble Earl: This $100,000 package is the most popular option among Noble Gold clients. If you choose this option, you will have the option of dividing up the included coins and bars so that some are in a secure storage location and others are in your possession for quicker access.
- Noble Marquess: This package requires an investment of $250,000 to offer people greater financial security. You will also have the option of dividing up the precious metals and having some stored in a storage facility and keeping some yourself.
- Noble Duke: Protect yourself from almost any catastrophe or crisis you can imagine with this $500,000 package. Again, you can choose how you would like to divide the coins for storage.
- Noble Ambassador: This is a customizable package that is also available to people living outside of the United States. You can choose how much you want to invest and which precious metals you would like to have in your account.
Free Gold IRA Guide
If you are interested in learning more about Noble Gold and how to set up a Gold IRA, they offer a free guide. This guide will share details about what a Gold IRA is, how to transfer an existing retirement account to a Gold IRA, and the different coins or bars you can add to a gold IRA through Noble Gold. You’ll also learn more about why investing in gold is a good idea to protect your wealth and prepare for financial success in your retirement or other near-future events.
If you are interested in requesting the free gold guide, simply fill out the form on the website, and it will be sent to you.
Pricing and Fees
Noble Gold offers competitive pricing on gold, silver, platinum, and palladium products.
Prices are based on the current spot price of each metal plus a premium that is determined by the product type and quantity purchased. Noble Gold also offers free shipping for orders over $99 in the United States.
Noble Gold charges a setup fee of $80 for new customers and an annual storage fee of $250.
The setup fee is charged once per customer and covers the cost of setting up the account and shipping materials. The annual storage fee is charged each year to cover the cost of storing metals in a secure, insured facility.
Noble Gold also offers a variety of payment options, including credit cards, bank wire transfers, and cryptocurrency payments.
Credit card payments are subject to a 3% processing fee. Bank wire transfers are free for orders over $ 5000, and cryptocurrency payments are free for all orders.
Pros:
- They offer the option of storing precious metals in their secure storage facility in Texas.
- Its buyback program can give you peace of mind that you will be able to sell your precious metals again if your circumstances change.
- They offer very competitive prices, secure shipping, and secure storage options.
- They offer a large selection of gold, silver, platinum, and palladium coins and bars for IRAs and personal investments.
- Noble Gold team members do not give a hard sell or pressure people into making a decision they are not comfortable with.
- You can also invest in cryptocurrencies.
Cons:
- The Website does not provide adequate information to assist investors in determining the fees associated with investing with Noble Gold.
Conclusion
If you are looking for the best gold investment company, Noble Gold is definitely one of the best options to consider.
The gold, silver, platinum, palladium, rare coins and cryptocurrencies, investment options, and precious metal IRAs they offer can help you build your wealth and ensure a stress-free financial future.
Visit the Noble Gold website today to learn more about all they have to offer, request your free gold guide, shop for precious metals or sign up for a precious metals IRA.
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