Lear Capital Reviews Guide and Faqs
If you are looking to invest in physical gold, you should familiarize yourself with the different types of gold investments and precious metals IRAs available.
Gold bars, coins, and rounds are all viable options for more traditional investors. There are many gold and precious metal IRA companies that offer gold-backed retirement accounts as well.
Lear Capital is also one of the most established precious metal IRAs providers that offer investors a wide range of services when it comes to gold investing.
In this guide, I have reviewed Lear Capital, one of the premier gold and precious metal companies. I have covered the company’s products, services, fees, and customer reviews to help you make an informed decision about investing in gold with Lear Capital.
I have also answered some of the most frequently asked questions about Lear Capital.
Lear Capital History
Lear Capital was founded in 1997 by a team of experienced precious metals professionals. Based in California, the company has grown to become one of the leading providers of gold and other precious metals investments.
With more than 90,145 customers, Lear Capital has built its reputation on providing reliable and cost-effective services to its clients. Lear Capital has consistently earned an A+ rating from the Better Business Bureau and is a member of the Industry Council for Tangible Assets.
In addition to gold, Lear Capital also offers investments in other precious metals such as gold bullion, silver bullion, platinum, and palladium. Lear Capital offers precious metals investing services for a variety of numismatic coins, including modern coins and ancient coins.
Lear Capital also provides a variety of resources to help investors make informed decisions about gold investing, such as educational videos, articles, and a frequently asked questions section on Lear Capital’s website.
Lear Capital Products and Services
Lear Capital has been providing precious metal IRA and investing services since 1997. They offer a wide variety of products and services, allowing investors to diversify their portfolios with investments such as gold, silver, platinum, and palladium.
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Lear Capital can also offer lower costs compared to competing firms by eliminating commissions and expensive markups. Their team of experts will work with you one-on-one to craft the best plan for your individual needs.
Plus, they provide free resources such as market updates and investor guides so you can stay informed on the latest investment trends.
With Lear Capital, investing in precious metals is easy, affordable, and available to anyone looking to diversify their portfolio.
Lear Capital Gold, Silver & Platinum Coins
- Liberty Gold Coins
- American Gold Eagle Coins
- Canadian Maple Leaf Gold Coins
- Gold Australian Kangaroo Coins
- Gold Buffalo
- Polar Bear Proof Set
- Gold Krugerrand (1 oz ) Coins
- Austrian Vienna Philharmonic Gold Coins
- American Eagle Silver Coins
- Canadian Silver Maple Leaf Coins
- Morgan Silver Dollar
- Proof Silver Polar Bear ($8) Graded
- Platinum Bar 1 Oz. (Varies)
- Platinum Bar 1 Oz. (Varies)
- Platinum Bar 1 Oz. (Varies)
- Platinum Canadian Maple Leaf
- Platinum American Eagle Coins
Lear Capital Precious Metals IRAs
Lear Capital’s Precious Metals IRAs allow investors to use their retirement funds to invest in physical gold and other precious metals.
The Lear Capita offers several IRA plans, including the Traditional IRA, Roth IRA, and SEP-IRA. All of Lear Capital’s Precious Metals IRAs come with competitive fees and low minimum investments.
Lear Capital IRA Precious Metals Account Advantage
The Lear Capital IRA is a unique retirement account that allows investors to choose from different metals: gold, silver, and Platinum metals.
This account allows investors to purchase physical metals and store them in vaulted storage or depository storage.
The Lear Capital IRA also provides tax-deferred growth for investors. In addition, you will also get the following:
- Free IRA Set-up and Storage
- Gold and Silver Special Reports
- Free Gold & Silver Guide with Free Silver Coin
- Risk-Free Purchase Guarantee
- Real-Time Metals Pricing
- Free Evaluation of Metals From Others
Open or Rollover a Precious Metals IRA Account
Lear Capital makes it easy to open or rollover a Precious Metals IRA account. The process is simple and secure, allowing you to start investing in gold and other precious metals within minutes.
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To open a Lear Capital Precious Metals IRA, simply fill out the online application form and submit the required documents. Once your application has been approved, you will be able to make your first deposit into the account.
Convert your 401(k) to Gold Investment with an IRA Rollover
Lear Capital also allows you to easily convert your 401(k) into a gold investment with an IRA Rollover.
You can transfer or rollover your existing ira account or retirement funds into a Lear Capital Precious Metals IRA for tax-deferred growth and enhanced asset protection.
Lear Capital Account Setup and Storage Fees
For those looking for an alternative retirement savings plan, a precious metals-backed IRA can be a great option. What makes this route especially appealing is the straightforward fee structure — $280 for the first year and only $200 annually afterward.
This includes payment for storage, insurance to protect investments, as well as quarterly financial statements, and 24/7 account access.
Compare this to the often confused and complicated fee structures associated with traditional IRAs and 401ks that charge plan administration fees, individual service fees, and investment fees which many participants are unaware of according to AARP’s survey on 401k-aware participants.
With precious metals IRAs, you can rest assured knowing exactly what you’re paying for upfront without the hassle of hidden charges or uncertainties.
Lear Capital is an excellent option for investors who are looking to purchase precious metals such as gold and silver. Not only do they offer competitive pricing, but they will also pay for the set-up and storage account fees on purchases over a certain amount.
With their tiered coverage plan, you can be sure your precious metal investments are backed by reliable customer service and satisfaction. The tiered coverage is as follows:
- $25K – $50K First-year fees-free. Reimbursement check sent after the first month in storage.
- $50K – $75K First/Second-year fees-free
- $75K + First/Second/Third-year fees-free
- $10K $50 set-up fee covered
Pros & Cons of Lear Capital
Pros
- Wide range of precious metals available for investment.
- Low fees and easy account setup process.
- Tiered coverage plan covering the first 3 years’ storage fees
- 24*7 customer support at 1-800-885-5327.
Cons
- Limited range of account options available.
- Not available to residents of all US states.
- Storage fee applies for purchases under $25,000.
How Lear Capital Is Different From Other Precious Metals IRA Providers
Lear Capital stands out from other precious metals IRA providers by offering comprehensive services that make setting up and managing a gold or silver-backed retirement account easier than ever.
Their team of experts is available to provide assistance with selecting the right coins or bars for your individual goals, as well as help you understand the IRS rules and regulations regarding these investments.
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What’s more, the company even helps you store your valuable assets in an IRS-approved depository partner. No matter how experienced a precious metals investor you are, Lear Capital provides the Smart Tools Suite and resources needed to help you make informed decisions about your investments.
From getting started with a Gold & Precious Metals IRA to discovering the best ways to protect and grow your hard-earned retirement funds, Lear Capital has you covered.
Lear Capital also offers referral programs for its customers. With the referral program, Lear Capital shows its appreciation for customers who refer friends and family by offering both the referee and the referrer a special reward.
All it takes is for the referee to mention who referred them when talking with their sales representative, and Lear Capital will send both of them a free 1.5 oz silver coin as a token of appreciation. To ensure that everyone gets their reward, as the referrer you must tell whoever you’re referring to mention your name to their sales representative.
Lear Capital Customer’s Ratings and Reviews
What sets Lear Capital apart from other gold IRA providers is the impressive customer ratings they have received. With an A+ rating from the Better Business Bureau, customers can rest assured knowing that their investments are safe and secure.
In addition to this, customer reviews offer a remarkable display of trust in the company’s services, with many expressing their satisfaction with Lear Capital’s customer service, pricing, and wide selection of metals to choose from.
“This was my 1st time buying precious metals. My Rep at Lear was very thorough in explaining all my options. They did not persuade me at all. They answered all my questions and allowed me to make my decision. With all the info and details provided I am confident and excited about my decision to purchase. I highly recommend them to anyone looking to invest in precious metals.”
Pam Bents
5-star rating on Google
“My experience with Lear Capital was a positive one and Derick could not have been more helpful. My only concern was it took a long time to receive my coin after my check had cleared the bank. Hope this helps. Thanks.”
Norma
5-star rating on Trustpilot
“Everything was received and in good order. Now I am just waiting for the market to adjust in my favor so I can, hopefully, make a profit on my investment. I have found my representative, Kevin, to be very helpful, courteous, and quick in response to my assistance.”
Norman of Hemet
5-star rating on Consumer Affairs
Frequently Asked Questions Lear Capital
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